Cryptocurrency Faces Regulatory Scrutiny and Declining Investor Interest

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Cryptocurrency Faces Regulatory Scrutiny and Declining Investor Interest

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Fidelity Investments, the largest 401 administrator in the US, is making various moves to enter the cryptocurrency space. It allowed employees to invest retirement savings in bitcoin and invested in the new crypto exchange, EDX. Similar to BlackRock, Fidelity is seeking approval to introduce a publicly listed fund tracking bitcoin's real-time price.

In November, FTX, one of the world's prominent crypto exchanges, collapsed amidst allegations of fraudulent misappropriation of customer funds. The SEC, led by Chairman Gary Gensler, known for criticizing crypto companies' illegal operations, took aggressive steps by suing Binance and Coinbase for violating securities laws.

As the focus on crypto diminishes, tech-focused investors in San Francisco are shifting their attention to artificial intelligence (AI). Crypto enthusiasts turned venture capitalists are now pivoting towards AI. Influencers on social media are now endorsing AI tools instead of cryptocurrency.

Investments in crypto companies by venture capital firms have significantly slowed down. While 2021 and 2022 saw growth in investments, this year has witnessed a drastic decline. Coinbase has also suffered consecutive quarterly losses, yet its stock has recently rallied due to its partnership with BlackRock for a bitcoin fund.