Protect Your Identity
QR codes are becoming increasingly popular, offering a convenient way to access information and services. However, the Federal Trade Commission (FTC) warns that these codes can also be used by scammers to steal your personal information and commit identity theft.
Malicious QR Codes: Scammers may place their own QR codes in public places, covering up legitimate codes or appearing in unexpected locations. Scanning these codes can lead to fake websites that steal your login information or install malware on your device.
You may receive unsolicited QR codes via text message or email, often with urgent messages urging you to scan the code immediately. These codes can lead to fake websites or automatically install malware.
Only scan QR codes from trusted sources.
Inspect the code before scanning. Look for misspellings in the URL, which could indicate a fake website.
Beware of unexpected QR codes. If you receive a code you weren't expecting, even from a seemingly legitimate source, contact the company directly to verify its authenticity.
Update your phone's software. Install the latest versions of your operating system and security patches.
Use strong passwords and multi-factor authentication. This helps protect your online accounts from unauthorized access.
Identity theft can have devastating financial consequences. Thieves can drain your bank accounts, rack up charges on your credit cards, open new utility accounts, and even seek medical treatment under your health insurance.
Unexplained bank account withdrawals or credit card charges.
Bills for services you didn't order.
Denials of credit for no apparent reason.
Calls from debt collectors about debts you don't owe.
If you suspect you've been a victim of identity theft, report it immediately to the FTC and your local law enforcement agency.
Remember, it's always better to be safe than sorry. Think twice before scanning a QR code, and take steps to protect your personal information.