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... Ratings . We are not concerned by indirect exposure of European insurers to Evergrande, but direct exposure, e.g. through investments in the real estate market or Chinese equity market, would see some volatility, Kudszus said. The companies Prudential, Ageas and Swiss Re were likely to have the most exposure to Chinese real estate, Morningstar analysts said this week. Ageas said its Chinese joint venture company had no direct exposure to Evergrande, but about 2% of the corporate bond portfolio was ...