Google Pay provides a convenient feature that allows users to add their credit and debit cards to the app, offering the flexibility to use them for digital transactions even without having the physical cards at hand. By adding your cards to Google Pay, you can enjoy the ease of UPI transactions while using your credit and debit cards for payments securely.
To add a credit card to Google Pay, start by opening the app on your Android device and navigate to the "Pay with credit or debit cards" section in your profile settings. You can then add a card by either scanning it using your phone's camera or entering the card details manually, including the card number, expiration date, and CVV. Once the card details are entered, you will need to verify the card through a process typically involving receiving a one-time password (OTP) from your bank, which needs to be entered to complete the verification process.
Upon successful verification and addition of your card to Google Pay, you can begin using it for transactions. The app uses a technology known as "tokenization," which replaces your actual card number with a virtual number, ensuring the security and privacy of your card details during transactions. You can make payments using your added credit or debit cards through methods like tap and pay at contactless stores, scanning QR codes for payments, online shopping by selecting Google Pay at checkout, and directly paying bills and recharging services through the app.
In conclusion, Google Pay offers a convenient and secure way to utilize your credit and debit cards for digital transactions, enhancing the flexibility and ease of making payments through various methods supported by the app. By following the simple steps to add and verify your cards, you can enjoy the benefits of using your cards for transactions while taking advantage of Google Pay's secure features like tokenization.