How to open Synovus Plus checking accounts and get the most

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How to open Synovus Plus checking accounts and get the most

Synovus is a brick-and-mortar financial institution with 343 branches in Alabama, Georgia, Florida, South Carolina, and Tennessee. With the Publix Presto and the Bank's ATM network, customers have access to over 1,250 ATMs! The bank's mobile app earns 4.5 out of 5 stars in Google Play Store and 4.8 out of 5 stars in Apple.

Synovus is FDIC-insured. If you have an individual bank account, you can keep up to $250,000 in your account.

Synovus Plus is a special bank program that offers discounts and perks for other bank products and services.

What are the most notable benefits offered by Synovus Plus?

You may qualify for Synovus Plus if you open and maintain the Synovus Plus checking account.

We provide you with reviews from the Better Business Bureau to see how a bank handles customer concerns.

Synovus received an A+ rating from the BBB. A BBB grade doesn't guarantee that your banking experience will be perfect, though. Online customer reviews or talk to current customers to determine whether Synovus is a good match.

Synovus has never been in a scandal of its own.

The Synovus Personal Savings Account is a standard savings option that you can get in your neighborhood, similar to what you'd find at most brick-and-mortar banks. If you don't maintain an average of $200 in your bank accounts, there's a $5 monthly service fee based on your current balance, and interest rates are pretty low.

Our guide on the best high-yield savings accounts has stronger savings accounts.

If you meet one of the requirements to waive the Synovus Plus Checking Account, you're likely to find a good option for the Synovus Plus checking account. You may waive the fee if you maintain $5,000 or more in your checking account monthly, $10,000 across all your Synovus Bank accounts, or $500,000 or more across business and commercial bank accounts each month. The fee is also waived for military members.

With this savings account, you can get access to the Synovus Plus program, which offers advantages such as higher interest rates on savings accounts and an automatic out-of-network fee refund each month.

On most terms, Synovus pays low interest rates and requires a minimum opening deposit of $1,000. If you don't have enough money for a initial deposit or want to make more money, look for the best CD rates guide.

If you want to start a money market account with a low initial deposit, you might consider the Synovus Money Market account. If you're a brick-and-mortar customer, you'll need a minimum of $1000, while with Synovus, you'll need $100.

To get the most out of your account, you'll need to maintain a balance of at least $2,500. If you don't get a monthly service fee, you'll have to pay no fees.

First Horizon Bank is a brick-and-mortar bank located in the Southeast of the United States. Determining between these two banks can be largely based on your habits and preferences.

Both banks have strong checking accounts but stand out for different reasons.

If you qualify for Synovus Plus, you might gravitate towards Synovus more. Open the Synovus Plus checking account to get the bank's benefits. To waive the monthly service fee, you'll need to maintain a minimum monthly deposit of $5,000 in your checking account, $10,000 across all your Synovus Bank accounts, or $500,000 or more across business and commercial bank accounts each month.

If you don't think you'll meet these requirements, First Horizon accounts may be easier to manage. The FirstView checking account by First Horizon Bank has a lower minimum opening deposit, and the account has free overdraft protection.

First Citizens Bank is available in most of the same states as Synovus.

If you're looking to open a bank account with a low minimum opening deposit, First Citizens Bank is the best option. Paying for the initial deposit of $100 or more is required for Synovus.

If you withdraw money from your bank account frequently, it'll be a toss-up between the two banks.

First Citizens Bank has more branches and is available in more states. Synovus customers can also take advantage of a larger fee-free ATM network.

Why Should I trust Synovus Bank?

For our review of Synovus Bank, we rated bank products and services using our bank account methodology.

We evaluate different features for different bank accounts. We'll also look at early withdrawal penalties and CD variety specifically for CDs. For checking accounts, we'll factor in the ATM network size and fees, as well as its overdraft protection options. We'll also examine minimum opening deposits, monthly service fees, customer support availability, and mobile app ratings for all types of bank accounts.